Outdated Tax Law Slams Seniors (1997 Rule Destroying 2025 Home Equity)
Key Takeaways The home sale capital gains tax exclusion hasn’t been adjusted since 1997, despite home values more than doubling. Millions of seniors now exceed the $250K/$500K threshold, facing large tax bills when selling. Legislative proposals in 2025 aim to double or eliminate the exclusion to free up inventory and protect retirees’ equity. Tax Breaks Are Vanishing. Seniors Are Stuck. Investors Are Waiting. A decades-old law is gutting home equity, trapping retirees, and about to trigger a massive shift. What happens next could make or break your portfolio. What if one outdated rule could flood the market with underpriced homes? Here’s the painful truth: millions of senior homeowners are frozen in place by an ancient tax law that punishes them for selling. But the silver lining? It’s a once-in-a-generation investor opportunity. In this article, you’ll discover: Why the 1997 capital gains tax rule is hurting millions of aging homeowners. The shocking equity losses faci...