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From Fraternity Rentals to Real Island Ownership with Mike Cossette

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Key Takeaways Clarity about the job of a property is more powerful than chasing every strategy at once. Market downturns create massive opportunity for disciplined investors who adapt quickly. Creative financing works best when built on trust, structure, and long-term vision. United States Real Estate Investor® The REI Agent with Mike Cossette https://youtu.be/T64vwc6JTis United States Real Estate Investor® Value-rich, The REI Agent podcast takes a holistic approach to life through real estate. Hosted by Mattias Clymer, an agent and investor, alongside his wife Erica Clymer, a licensed therapist, the show features guests who strive to live bold and fulfilled lives through business and real estate investing. You are personally invited to witness inspiring conversations with agents and investors who share their journeys, strategies, and wisdom. Ready to level up and build the life you truly want? Follow and subscribe to The REI Agent  on social Facebook Instagram Youtube Lin...
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Texas Housing Darling Cools Fast, Sales Momentum Breaks

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Is the Texas Housing Market Cooling or Normalizing? How quickly conditions have shifted is now visible across Texas metro areas. Values have fallen from 2022 to 2025 in Austin, San Antonio, Dallas, and parts of Houston. In Austin, the typical value fell about 24 percent. It dropped from roughly $553,000 to $420,000, resetting affordability. In Dallas-Fort Worth, a sharp inventory surge has tilted negotiations toward buyers as more deals close below list price. Disruption Signals in Pricing and Demand Rates, lock in, and sentiment High interest rates and the lock in effect are constraining existing-home listings and transactions. TRERC expects 30-year mortgage rates to ease to 5%–5.6% by December 2026. Weaker buyer sentiment and slower migration patterns are limiting the pool of move up and first time buyers. Inventory and concessions Builders carried inventory longer in 2025. That expanded incentives and compressed margins. Price cutting has offset inventory growth. Real prices only ...
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Florida Condo Owners Revolt as Costs Explode Statewide

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Florida Condo Costs in 2026: What Changed Although Florida condos were already expensive to operate, 2026 cost schedules are now exposing a sharper reset driven by insurance, reserves, and compliance mandates. The 2022 law’s reserve mandates are now forcing associations to fully fund major repair accounts. Owners are seeing higher monthly dues plus larger insurance bills, with new payment calendars landing ahead of the winter buying season. In Tampa Bay, double-digit rate hikes are also adding hundreds per year to homeowners’ insurance bills, intensifying affordability pressure across the region. Miami-Dade Shock Median high rise HOA fees exceeded $1,900 a month in 2025, about $500 higher than 2024. Waterfront towers posted about 26 percent year over year jumps as HOA insurance averaged roughly $377 monthly per unit. Statewide Spillover Fort Lauderdale averages about $646 a month and Orlando about $490, but coastal luxury buildings commonly exceed $1,000. Special assessments of $25,0...
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Zillow Flags 2026 Shift in Housing Demand, Investor Warning

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Zillow 2026 Forecast: Prices, Sales, and Affordability While the housing market exits a near-flat 2025, Zillow projects U.S. home values will rise 1.9% in 2026. That points to modest appreciation as supply continues to rebuild. National active inventory rose roughly 25% from July 2024 to July 2025, signaling a gradual reset in available listings. Earlier estimates were 1.2%, later revised to 2.0% through November 2026. Zillow’s latest 12-month outlook projects a 2.0% national home price gain from Nov 2025 to Nov 2026. Price Pressure Eases, But Declines Persist Markets with annual declines are expected to fall from 24 in October to 12 by year-end. Half of cities, including Los Angeles and Seattle, show year-over-year dips. Rebuilding inventory and the construction pipeline keep gains restrained. Sales Lift Meets Better Affordability Existing home sales are forecast at 4.2 million in 2026, up about 4% from 2025. Mortgage payments are 8.4% lower year over year, with affordability improv...
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8 Real Estate Contracts Investors Sign Without Reading

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You sign these eight documents fast: purchase contract (price line, contingencies, deadlines), inspection addendum, and repair-request amendment. Seller disclosure (PA 68 Pa.C.S. §7301), earnest-money escrow instructions, and financing contingency/commitment. Title/survey/deed package, and post-closing occupancy or rehab agreement. Miss one deadline starting at seller acceptance and your exit can vanish. Skip escrow rules or lien exceptions and your deposit or title gets trapped. Want to keep leverage and cash predictable? Keep going. Stick around and you’ll see how. Purchase Contract: Price, Contingencies, Deadlines Because the purchase contract becomes the rulebook a judge will enforce, you can’t treat “price, contingencies, and deadlines” as boilerplate. A contract generally isn’t enforceable until all parties sign it. Those three sections decide whether you close cleanly or fund someone else’s exit. The price line isn’t just a number: it allocates taxes, prorated property taxes, H...
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